Our firm is widely recognized for its expertise in advising clients in the complexities
of insurance coverage. We undertake matters which range from basic policy disputes
to complex factual scenarios and reinsurance issues. We have successfully
litigated coverage cases in the trial courts as well as state and Federal appellate
courts. We are also retained to review a client's circumstances and provide
evaluations or opinion letters to guide the client through potential pitfalls and avoid
allegations of bad faith.
Some examples of the diverse nature of our coverage cases include:
An environmental exposure case involving almost 100 Superfund sites from a multinational
chemical company in which the liabilities were estimated at 1/4 billion dollars
Multiple insurance coverage disputes involving asbestos personal injury and property
damage claims arising at a large Lancaster, Pennsylvania industrial site.
A case which was litigated over whether Alaska law would provide for insurance coverage
of an $8 million dollar punitive damages award.
A case involving whether the carrier which had sold a policy to a large taxicab company
with coverage limits below those required by state law was liable under the circumstances
for coverage up to the statutorily required limits.
A case which litigated the applicability of prior acts coverage for an engineer whose
work was involved in a fire, where the work performed and the fire both occurred prior to
the coverage being purchased.
Consistent with the firm's philosophy of early intervention to minimize risk to our
clients, this department advises clients early on issues arising from the
application and interpretation of insurance policies to ensure the best possible end
result. Contact us at insurance@harvpenn.com
for more information.